Government Entity Claims: Why Suing a City or State Has Different Rules and Shorter Deadlines

Most people understand that you can sue a person or business that injures you through negligence or wrongdoing. A careless driver, a negligent doctor, or a business that creates dangerous conditions all face potential liability when their actions cause harm. This understanding reflects how we expect legal accountability to work in a society governed by … Read more

At-Fault vs. No-Fault Insurance States: What This Means for Your Right to Sue

At-Fault vs. No-Fault Insurance States: What This Means for Your Right to Sue

How insurance lobbyists convinced twelve states to abolish your right to sue drunk drivers who destroy your spine, why the supposed benefits of faster smaller payments never materialize when insurers systematically deny coverage, and how the serious injury threshold becomes subjective gatekeeper allowing insurance companies to decide which victims deserve justice The drunk driver who … Read more

The Discovery Rule Across Different States: When Your Statute of Limitations Clock Actually Starts

The Discovery Rule Across Different States: When Your Statute of Limitations Clock Actually Starts

Why the surgeon who left a sponge inside you never mentioned the foreign object during fifteen follow-up appointments spanning three years, how defendants strategically withhold information until filing deadlines pass, and why courts increasingly side with corporations by finding you “should have known” about injuries years before any reasonable person could have discovered the harm … Read more

Comparative vs. Contributory Negligence States: How Your Location Drastically Changes Your Settlement

State Law Variations & Legal Frameworks

Why the exact same collision with identical injuries can be worth three hundred thousand dollars if it happens five miles west but absolutely nothing if it occurs five miles east, and how insurance companies exploit invisible state line borders to manufacture fault arguments that would fail in neighboring jurisdictions The drunk driver who ran the … Read more